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                Author: Greg Tharpe
 Debt
                   and poverty are two of the major challenges in the world today. Statistics show that over 46
                   million people live in poverty and 80 percent are in debt. Why do millions of people live in
                   poverty? Why is the average person in debt for their whole life? Is life designed for the masses
                   to be in debt and poor?   "The
                      rich ruleth over the poor, and the borrower is servant to the
                      lender."
                [Proverbs 22:7] It seems as if the economic
                system is set up so that the main things we need in life are unaffordable to the masses. Therefore,
                to stimulate the economy and alleviate this, credit evolved to make unaffordable products and
                services affordable and also as a means for the wealthy capitalist to get richer by investing their
                wealth in financial institutions for huge dividends. As the result of this investment scheme, debt
                has spread like wildfire and the wealthy are getting wealthier.   The big financial institutions main objective
                     is to loan as much money as possible, because the interest charged makes them and their
                     wealthy majority shareholders wealthier. When you need a house, furniture, car or college
                     education; they are gracious enough to loan you money at a profit. Debt profits the lenders
                     while the people in debt to them have to work to pay them. In essence, when you are in debt
                     part of your income goes to the lender.
 Debt is the main reason
                millions are still working past retirement age. Most people are enslaved to jobs by credit card
                debt, auto loan debt, mortgage debt, medical debt or student loan debt, etc. They often live pay
                check to pay check barely making ends meet. However, debt can be your adversary as well as your
                enemy. It can be helpful, but can also easily get out of control due to mismanagement or some
                catastrophic circumstances.  Many people in the world are
                poor without any money at all. They cannot afford healthy food, a home of their own, clothing,
                health care, medicine or the bare necessities of life. Therefore, obviously poverty and debt are a
                part of life for them. However, believe it or not, it is mostly derived from conscious or
                unconscious choices which cause the actions or lack of preventative actions.   Why
                   are people all over the world in debt or poor? It is written in the Bible, "My people are
                   destroyed because of lack of knowledge." In the context of money, this means lack of knowledge
                   of money and its spiritual connection to mind and God. The universe of abundance is plentiful
                   for all beings; the lack of knowledge about its spiritual power is the reason why many people
                   around the world are struggling, suffering and enslaved financially.  Being poor or in debt is a
                choice we make. Sometimes these actions seem unpreventable, but there is always a subconscious
                motive that we may not be aware of that are causing those choices. If you have a debt or poverty
                mindset, that is what you will manifest in your life.  Believe
                   it or not, debt and poverty are the symptoms of a deeper problem that stems from lack of
                   education about the spiritual source and universal supply of money and lack of discipline. It is
                   caused by the lack of understanding that the source of abundance and prosperity is God.
                     The
                   more you understand the connection to God, money, your mind and the spiritual source that
                   supplies abundance, the easier it will become to prevent and overcome debt or poverty and
                   manifest prosperity.  Set a
                   goal to be out of debt or financial enslavement and begin to move towards financial freedom.
                   Don't be concerned about exactly how right now; just know the reason why, which is because it is
                   God's will for you. Now continue to work on clearing and cleansing your old mindset of poverty
                   or debt beliefs until the Holy Spirit or God, works his magic in your life. 
                    
                        
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